The notice clarifies that participants may apply for early access to personal pensions based on certain conditions, such as reaching the age for receiving basic pensions, completely losing the ability to work, or settling abroad, in addition to having major illnesses, meeting specific conditions for receiving unemployment Insurance, or currently receiving minimum living security. Detailed methods will be formulated separately. Once the conditions are met, participants can submit applications through various social Insurance agencies at all levels, a nationwide unified online service portal, and commercial Banks. After verification, the personal pension will be transferred by commercial Banks to the individual's social Insurance card Account.