Recently, the national market interest rate pricing self-discipline mechanism issued two self-discipline initiatives, one is to require non-bank interbank demand deposit rates to be included in self-discipline management, and the other is to require banks to include 'interest rate adjustment bottoming clause' in deposit service agreements signed with corporate clients. Experts believe that these two self-discipline initiatives will help standardize the pricing behavior of financial institutions, facilitate the transmission of interest rate policies, increase support for the real economy, and promote the efficient allocation of financial resources. (Economic Daily)