The newly issued mortgage rates in several cities have returned to the '3' level, and some cities have adjusted rates twice within a month. Industry insiders indicate that after considering costs such as funding, risk, operation, capital, and taxes, 3.2% is a break-even point for most banks; mortgage rates below 3.5% are unsustainable for commercial banks as it means 'losing money while making a noise' and lack commercial viability. (Zhongxin Jingwei)
多个城市新发放的房贷利率已重回“3”字头
The newly issued mortgage rates in several cities have returned to the '3' level.
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