Notice from the Guangzhou Housing Provident Fund Management Center regarding the adjustment of housing provident fund policy. The maximum loan amount for a single applicant is adjusted to 0.8 million yuan, and for two or more people applying for a loan together to purchase the same self-occupied housing, the maximum loan amount is adjusted to 1.6 million yuan. For applications for housing provident fund loans for the first and second self-occupied housing purchases, the minimum down payment ratio is 20%. For purchasing affordable housing, the minimum down payment ratio for housing provident fund loans is 15%.