Recently, all large state-owned banks and nationwide joint-stock banks, as well as some city commercial banks and rural commercial banks, have issued announcements regarding the batch adjustment of existing individual housing loan interest rates, disclosing relevant operational details. According to the announcement, the above-mentioned banks plan to make batch adjustments to the interest rates of existing housing loans meeting the criteria on October 25th. Specifically, the banks that have already issued announcements include: - 6 large state-owned banks: ICBC, ABC, BOC, CCB, BCM, Postal Savings Bank of China. 12 nationwide joint-stock banks: CM Bank, China CITIC Bank Corporation, Industrial Bank, Shanghai Pudong Development Bank, Ping An Bank, Minsheng Bank, China Everbright Bank, China Zheshang Bank, CGB, Hengfeng Bank, Hua Xia Bank, CBHB. Some city commercial banks and rural commercial banks, including Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Rural Commercial Bank of Shanghai, Henan United Bankshares, and others.