The State Council has issued the "Opinions on Strengthening Supervision, Preventing Risks, and Promoting the High-quality Development of the Insurance Industry." The opinions propose continuing to deepen reforms in key areas, improving product pricing mechanisms, strengthening the application of actuarial techniques, promoting product transformation and upgrading, supporting the development of variable income insurance, and deepening comprehensive reform of auto insurance with a focus on new energy commercial auto insurance. Developing multi-level agriculture insurance, promoting the expansion, improvement, and standardization of agriculture insurance, and exploring innovations in liability insurance and household property insurance. Leveraging life insurance to provide family protection and wealth inheritance functions. Accelerating marketing system reforms and steadily conducting domestic and foreign currency insurance policy business.