CM Bank APP in the Beijing area has started testing the "existing housing loan interest rate adjustment" function. On September 5th, the reporter verified this matter with CM Bank. CM Bank stated that the "existing housing loan interest rate adjustment" function in the screenshot circulated on the Internet is a function that was launched last year, targeting the handling of the previous round of housing loan interest rate adjustment business, and not the current round of housing loan interest rate adjustment being discussed in the market. The reporter logged into the CM Bank APP and found that there is indeed a "Beijing existing housing loan interest rate adjustment" function in the "City Services-Beijing Special Zone". Upon entering this function area, users can sign housing declaration forms, authorization forms, and approval materials according to the prompts. However, according to CM Bank's response, this function was launched last year and is targeted at the previous round of housing loan interest rate adjustment, not a new round of housing loan interest rate adjustment testing as understood by netizens. (Securities Gold Bull)