During the 2023 shareholder meeting of CM Bank, a shareholder asked the management team why the ROE of CM Bank's businesses in China Hong Kong, including Chong Hing Bank, CM Bank Hong Kong Branch, and Chiyu Banking Corp, was low. CM Bank President Wang Liang replied that due to losses incurred from the investment in domestic real estate bonds, CM Bank's business in Hong Kong had been somewhat affected. However, viewed overall, Chong Hing Bank achieved net income of about 1.6 billion Hong Kong dollars, CM Bank Hong Kong Branch achieved net income of about 2.9 billion Hong Kong dollars, and Chiyu Banking Corp achieved net income of about 700 million Hong Kong dollars, all maintaining a relatively stable profit level. After the rise in the US dollar interest rate last year, the interest rate spread in Hong Kong was in an upward trend, with CM Bank Hong Kong Branch's interest rate spread close to 2%, and Chong Hing Bank's interest rate spread at a level of about 1.6%, leading its peers in Hong Kong. CM Bank stated that the future net income target for the Hong Kong sector is over 10 billion Hong Kong dollars.