According to the Economic Daily article, recently, listed banks have successively disclosed their 2023 annual reports. Currently, real estate credit risk is basically manageable. It is expected that the industry will still be in an adjustment period this year, and the risks will gradually be cleared up, but we need to be wary of spillover risks. Next, we will do a good job of stabilizing stocks and effectively mitigating stock risks; improving growth to support housing companies' reasonable financing needs; and improving quality to meet rigid and improved housing needs.