According to data from the central bank, the weighted average interest rate for new corporate loans in March was 3.75%, 1 basis point lower than the previous month, and 22 basis points lower than the same period last year; the interest rate for new personal housing loans was 3.71%, 15 basis points lower than the previous month, and 46 basis points lower than the same period last year, all at a historical low. Currently, the LPR price for a period of 5 years or more is 3.95%. The above data means that the weighted average interest rate for newly issued personal housing loans is lower than the weighted average interest rate for new corporate loans for the first time in records. As more and more cities have recently lifted the lower interest rate limit for the first commercial personal housing loan, the weighted average interest rate for newly issued personal housing loans is expected to drop further in the future.