UBS global analysts said that in the eyes of investors, Bank of America stocks are a “value trap”, and they are waiting for more certainty before re-evaluating the industry. UBS warned that the near future will be a period of turbulence as the huge profits brought about by interest rate hikes gradually subside. Potential stricter capital regulations and a surge in expectations of commercial real estate loan defaults will also throw cold water on investors' hopes for the industry. According to UBS, the recession can help the industry press the restart button, eliminate a major disruptive factor, and clear up barriers for investors to re-enter this field; if economic data eases investors' concerns about further interest rate hikes by the Federal Reserve, pessimistic investors may miss the chance to rebound at the end of last year.