Starting this afternoon, the first batch of 23 banks shortlisted for personal pension accounts will be able to officially open personal pension accounts. The opening channels are divided into online and offline. The banks for opening accounts include: six state-owned banks, CITIC, Everbright, Huaxia, Minsheng, China Merchants, Industrial Development, Ping An, Guangfa, Pudong Development, Zheshang, Bohai, Hengfeng, etc., as well as 5 commercial banks in 5 cities including Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Bank of Ningbo, and Bank of Nanjing.