The reporter learned that recently, a number of banks have launched preferential activities of consumer loan interest rates and lowered consumer loan interest rates. Industry experts believe that reducing the cost of consumer credit and launching various preferential activities will help boost household consumption and support consumption recovery. At present, many banks' consumer loan interest rates have entered the "3" era. The reporter called the four major state-owned banks and learned that the minimum interest rates for consumer loans offered by Agricultural Bank Of China, ICBC, Bank of China and China Construction Bank were 3.65%, 3.7%, 3.9% and 3.95%, respectively. (China Securities News)