Zhanjiang City, Guangdong Province issued the Circular of the Office of Zhanjiang City people's Government on issuing measures to support the relief of enterprises affected by the epidemic and steady economic growth in Zhanjiang City, which involves measures to promote the stable and healthy development of financial services in the real estate market. The document proposes to support the housing credit needs of residents. Since June 10, 2022, banking institutions in Zhanjiang District have made commercial personal housing loans for households to purchase ordinary housing for the first time, and the minimum down payment ratio has been lowered from 25% to 20%. With reference to the actual situation of the province, the minimum interest rate of commercial personal housing loans is reasonably determined.