As the individual loan plus point is at a historic high, mortgage interest rates are expected to change to the LPR trend. The weighted average interest rate of personal housing loans reached 5.49% in March this year, down 14 bp from December 2021, while the spread between the weighted average interest rate of personal housing loans and the weighted average interest rate of overall loans also fell to 84 bp from 87 bp in December 2021.
中信证券：长端LPR下调空间不大，但按揭贷款利率下降空间很大
CITIC: there is not much room for long-end LPR reduction, but there is a lot of room for mortgage interest rates to fall.
The translation is provided by third-party software.
The above content is for informational or educational purposes only and does not constitute any investment advice related to Futu. Although we strive to ensure the truthfulness, accuracy, and originality of all such content, we cannot guarantee it.
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The above content is for informational or educational purposes only and does not constitute any investment advice related to Futu. Although we strive to ensure the truthfulness, accuracy, and originality of all such content, we cannot guarantee it.
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Risk Disclaimer
The above content is for informational or educational purposes only and does not constitute any investment advice related to Futu. Although we strive to ensure the truthfulness, accuracy, and originality of all such content, we cannot guarantee it.
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This page is machine-translated. Futubull tries to improve but does not guarantee the accuracy and reliability of the translation, and will not be liable for any loss or damage caused by any inaccuracy or omission of the translation.
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