CITIC research newspaper pointed out that the bar code payment terminal supervision and POS supervision should be aligned in accordance with the principle of the same standard for similar business. For individual collection bar code users with obvious business characteristics, special merchant collection bar code is provided. The impact on Alipay and WeChat Pay is reflected in two aspects: first, some "directly connected" merchants' resources may be diverted to the aggregate payment market; second, short-term income will not be affected, but increase construction costs, affecting the ability to retain funds, but in the long run, as the competition pattern is stable, it may thicken a certain amount of payment income.